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1) Initiation of the process – It is compulsory for all banks to take the necessary measures to comply with the extrajudicial procedure. – Claims by individuals or consumers in front of the bank may be submitted (since a year ago). – The banks must make available to...

1) The responsibility of ten years obliges the builder, or any of the agents that intervened in the work (builder, architect, surveyor, contractor, etc.) and requires the necessary concurrence of two requirements, in such a way that the absence of one of them would impede...