Do I enter into a fraud or any other criminal offence if I sell my property before the bank accomplishes the legal steps to seize it, due to my lack of mortgage re-payments?

Do I enter into a fraud or any other criminal offence if I sell my property before the bank accomplishes the legal steps to seize it, due to my lack of mortgage re-payments?

Yes, on certain circumstances, such as the devious avoidance of funds after the sale, the operation you refer to could be a criminal offence according to the Spanish Penal Code when it could be demonstrated that you, as the debtor, knew, even in an extrajudicial form, about the possibility that the bank went to the legal jurisdiction to demand your debt.

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